feat: password age policy (#8132)

# Which Problems Are Solved

Some organizations / customers have the requirement, that there users
regularly need to change their password.
ZITADEL already had the possibility to manage a `password age policy` (
thought the API) with the maximum amount of days a password should be
valid, resp. days after with the user should be warned of the upcoming
expiration.
The policy could not be managed though the Console UI and was not
checked in the Login UI.

# How the Problems Are Solved

- The policy can be managed in the Console UI's settings sections on an
instance and organization level.
- During an authentication in the Login UI, if a policy is set with an
expiry (>0) and the user's last password change exceeds the amount of
days set, the user will be prompted to change their password.
- The prompt message of the Login UI can be customized in the Custom
Login Texts though the Console and API on the instance and each
organization.
- The information when the user last changed their password is returned
in the Auth, Management and User V2 API.
- The policy can be retrieved in the settings service as `password
expiry settings`.

# Additional Changes

None.

# Additional Context

- closes #8081

---------

Co-authored-by: Tim Möhlmann <tim+github@zitadel.com>

console/src/assets/i18n/en.json

@@ -1326,6 +1326,7 @@
       "LANGUAGES": "Languages",
       "LOGIN": "Login Behavior and Security",
       "LOCKOUT": "Lockout",
+      "AGE": "Password expiry",
       "COMPLEXITY": "Password complexity",
       "NOTIFICATIONS": "Notifications",
       "SMTP_PROVIDER": "SMTP Provider",
@@ -1546,8 +1547,8 @@
       }
     },
     "PWD_AGE": {
-      "TITLE": "Password Aging",
-      "DESCRIPTION": "You can set a policy for the aging of passwords. This policy emits a warning after the specific aging time has elapsed."
+      "TITLE": "Password Expiry",
+      "DESCRIPTION": "You can set a policy for the expiry of passwords. This policy will force the user to change the password on the next login after the expiration. There are no automatic warnings and notifications."
     },
     "PWD_LOCKOUT": {
       "TITLE": "Lockout Policy",
@@ -1700,8 +1701,8 @@
       "SHOWLOCKOUTFAILURES": "show lockout failures",
       "MAXPASSWORDATTEMPTS": "Password maximum attempts",
       "MAXOTPATTEMPTS": "OTP maximum attempts",
-      "EXPIREWARNDAYS": "Expiration Warning after day",
-      "MAXAGEDAYS": "Max Age in days",
+      "EXPIREWARNDAYS": "Expiration Warning after days",
+      "MAXAGEDAYS": "Maximum validity in days",
       "USERLOGINMUSTBEDOMAIN": "Add organization domain as suffix to loginnames",
       "USERLOGINMUSTBEDOMAIN_DESCRIPTION": "If you enable this setting, all loginnames will be suffixed with the organization domain. If this settings is disabled, you have to ensure that usernames are unique over all organizations.",
       "VALIDATEORGDOMAINS": "Organization domain verification required (DNS or HTTP challenge)",